My Boyfriend Works But Never Has Money

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Written By Alexis

Alexis has 7 years of experience as a relationship therapist, a degree in psychology, and a deep personal understanding of human relationships.

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my boyfriend works but never has money

Finance plays a pivotal role in every romantic relationship. Exchanging gifts, going on dates, doing tours, and helping one another financially strengthens a relationship.

There’s less romance without finance. Money plays an essential role in any relationship.

It can be sad when your boyfriend is hardworking but unable to make enough that can pay his bills and take care of you.

Why does my boyfriend works but never has money

The reason can be due to recurring debt, his meager earnings, or his need to be more prudent in spending. This is the best time he needs your support. You can help him secure a high-paying job, offer financial advice, or support him financially if you can afford it.

His condition can affect you since you’re meant to be part of his life. Also, a broke man is never happy. His condition will directly affect you if you have his interest at heart.

This can cause more challenges for you if you’re financially dependent on him or has little income.

Even though you need to understand the situation with empathy and understanding, you both need to find a way to reignite his financial standard.

The relationship will only be smooth-driven if your boyfriend has enough money. A Man’s ego is centered around their ability to be financially responsible to their partner and make enough for themselves.

He will feel miserable if he’s struggling financially, and you also won’t enjoy the relationship if he is not financially responsible.

ALSO READ: My Boyfriend Is Draining Me Financially, How To Stop Him

If you feel he is an ambitious man and you passionately love each other, you need to support him. But before doing that, you must first understand why your man may be struggling financially.

Reasons why my boyfriend is struggling financially

1. Poor spending habits

It’s one thing to understand the logic of making money; it is another to know how to be prudent with spending. There are always limited resources for immense human wants.

If your boyfriend does not understand the hack on spending, he will be spending money on frivolities, which may, in turn, affect his relationship.

His life can turn out negatively if he doesn’t know how to make a balanced budget, save money, or make wise investments.

Also, If your boyfriend has terrible spending habits, he may be spending more than he earns, impulsively buying things unnecessarily, and using his credit cards irresponsibly.

Be wary of a boyfriend who overstretched his purse to give you an exotic date or a surprise gift; he may go bankrupt in no time.

Also, another reason your boyfriend is struggling financially may be his inability to refuse requests from his loved ones.

2. Spend a lot on debt payments

When you meet him, he may be struggling financially because of a long-time debt he is repaying. It can be tough for him to save money or make ends meet.

He may struggle to make his monthly payments or face penalties from financial corporations.

3. He is working on a project

Your boyfriend may face financial struggles when funding some critical projects that can bring more ROI in the future.

He is trying to sacrifice his today to get multiple of it in the future. In these circumstances, the finest thing to do is give him the necessary support.

When the project is successful, he will be proud to make things up to you. Responsible men find solace in spending time and caring for their women.

ALSO READ: Reason Why He Let You Go Easily Without A Fight

4. Medical Emergencies

Medical expenses can be an enormous financial burden, especially unexpected ones. If your boyfriend has been dealing with a severe illness or injury, he may incur high medical bills.

This can significantly cut his income and affect his spending on you as you would expect him to.

5. Low-paying jobs

This is the most common reason for financial struggle. Your boyfriend may be working, but his lifestyle will only be proportional to his earnings.

If your boyfriend is on a low-wage or entry-level job, he will only be earning money that takes care of his essential bills. His income may not be enough for your relationship’s luxury to thrive.

6. Inflated and addicted lifestyle

If your boyfriend’s lifestyle has become more expensive, keeping up with his expenses can be difficult.

In the case of earning a lower income, This can lead to financial problems if he spends extravagantly.

Also, if your boyfriend is addicted to gambling or doing drugs, he will always struggle financially if his income cant match his lifestyle.

7. Mental health challenge

Mental health problems, such as depression and anxiety, can also lead to financial issues for your boyfriend.

People with mental health challenges may struggle to work efficiently, manage their money, or make sound financial decisions.

Should I help my boyfriend financially?

It’s your personal decision as to whether or not you want to help your boyfriend financially. It depends on the situation and your boyfriend’s efforts toward his financial struggle.

The reason for his financial problem determines whether or not he will need your help.

Is he struggling because of something beyond his control, such as a job loss or health challenge? Don’t hesitate to offer him help.

If he struggles due to poor financial decisions, it may be better to help him learn how to manage his money than to give him outrightly.

Understanding what’s at stake and his readiness to change his financial life is another good factor you need to consider before helping him.

Also, if helping him can cause you a financial setback and drain your pocket, you should ouster the option of personally giving him money.

You can only borrow him cash if you know he won’t default on the repayment agreement.

The level of financial help he needed is also to be considered. If it’s a short time crisis, you can offer support until he gets back on track.

You can aid him in getting a well-paying job if he struggles to get one.

If your boyfriend asks for huge amounts of money to acquire luxury items, you don’t need to fund such a lifestyle.

A financially struggling man will find it extremely difficult to fund the kind of lifestyle you want.

You are in a dilemma of whether to move on with a financially stable man ready to give you the lifestyle you want or wait for your man to be financially stable.

ALSO READ: Why Your Boyfriend Is So Secretive About His Phone

My boyfriend is too broke to take me out; what to do

This is the best time to reveal you genuinely love your man. He needs your financial, physical, and emotional support when he is broke.

It’s a test for him to know if you’ll be there for him at his lowest point or only want to enjoy the good days.

Do well to aid in any way possible when your man is broke. But ensure he is also serious about getting out of his financial struggle before you can think of what to do to help him.

Since he is too broke to take care of you financially, explore the following as the best alternative while working on how he will make more money.

1. Plan budget-friendly activities

Explore alternative options that don’t require spending a lot of money. Plan activities such as picnics in the park, hiking, movie nights at home, playing games or cooking together.

These can be enjoyable and create meaningful moments without spending much money.

Also, there are often free or low-cost events happening in your community, such as festivals, concerts, or art shows.

These events can provide entertainment and a chance to explore new things together without spending a lot. Check out your local listings to see what’s happening near you.

Sometimes, the quality time you spend together is what matters. Be creative and develop any unique date idea that requires no money.

2. Split the cost of dates

If your boyfriend is struggling financially, you can offer to split the cost of dates. This way, you can still enjoy spending time together without putting too much strain on his budget.

ALSO READ: Good Lies To Get Money From Your Boyfriend

3. Offer to take turns

You can suggest taking turns paying for activities or meals. This way, the burden doesn’t fall entirely on your boyfriend, and you enjoy going out without him complaining about financial constraints.

It is not necessary you take him out on expensive dates. It can be mere sightseeing. It may be cinema or any simple adventure.

You should not miss dating fun because your boyfriend is broke.

4. Adjust your expectations

It’s essential to be realistic and adjust your expectations based on the current circumstances.

Remember that the strength of a relationship doesn’t solely depend on extravagant dates or material possessions.

Focus on building a strong emotional connection and find joy in the little things you can do together.

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